Our Story

Building Trust Between Two Worlds

We understand the unique financial journey of Turkish immigrants in Germany - because we have lived it.

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Fidans advisory team

Why We Started

Your life in Germany deserves dignity, peace of mind, and financial freedom.

The German pension, insurance, and investment landscape is complex even for native Germans. For someone managing obligations across two countries, two currencies, and two legal frameworks, the challenges compound fast.

We founded Fidans because we could not find the advisor we needed when we arrived. Someone who understood both the German financial system and the Turkish immigrant experience - not just one or the other.

Today, our team of multilingual advisors helps Turkish immigrants across Germany build financial security with clarity, confidence, and a plan built around their real lives.

Fidans advisors collaborating

Meet the Team

Meet the Team

People dedicated to bridging the gap between our two cultures, both linguistically and financially.

Deniz Cengiz

Founder

Deniz Cengiz

Munich
EnglishTurkishGerman

I have a Bachelor’s degree in Business Administration in the English language from Anadolu University, and have made it my mission to ensure our generation and the next experiences life in Germany with dignity, peace of mind, and financial freedom.

Christoph Friedrich

Senior Consultant / Managing Partner

Christoph Friedrich

Munich
EnglishGerman

I hold a Bachelor’s degree in Business Administration, specialising in Finance and Insurance. I am also licensed to provide comprehensive, independent financial advice in insurances (§34d), public investment markets (§34f) and private investment markets (§34f II).

Niyazi Keskin

CONSULTANT TRAINEE

Niyazi Keskin

Munich
EnglishTurkishGerman

Currently training as a financial consultant, I bring a strong academic foundation and a genuine passion for helping the Turkish community in Germany make informed financial decisions. With fluency in Turkish, German, and English, I bridge cultures as naturally as I bridge financial concepts.

Çağrı Karaağaç

CONSULTANT TRAINEE

Çağrı Karaağaç

Munich
EnglishTurkishGerman

As a Trainee in financial consultancy, I strive to bring financial freedom primarily for the Turkish community and other expats in Germany. With my Masters background in Economics, and deep personal experiences and struggles as an expat, I make sure that the clients I work with will receive clear, realistic individual plan and receive a professional service.

Jonathan Misselhorn

FINANCIAL CONSULTANT

Jonathan Misselhorn

Munich
EnglishGerman

With a strong background in financial planning and insurance solutions (§34d), I support clients in building resilient, long-term financial strategies, helping expats in Germany navigate complex financial decisions with clarity and confidence.

Razaan Eid

consultant assıstant

Razaan Eid

Munich
EnglishGermanArabic

As a consultant assistant at Fidans, I support our advisors in delivering seamless, high-quality service to every client. With a background in business administration and fluency in Arabic, English, and German, I bring both organisational precision and a warm, multicultural perspective to the team. I am passionate about helping people feel understood and well-supported throughout their financial journey.

Mohammed Sayah

Financial Consultant

Mohammed Sayah

Munich
EnglishGermanArabic

To be added.

Sophia Schupp

Consultant Assistant

Sophia Schupp

Munich
EnglishGerman

To be added.

Nima Daghighi

Consultant Trainee

Nima Daghighi

Munich
EnglishPersian

As a financial Consultant Trainee and expat, I’m excited to help internationals navigate the German financial environment with ease and confidence.

Kristina Meile

Administrative Assistant

Kristina Meile

Munich
EnglishGermanRussian

As an Administrative Assistant at Fidans, I support our team in providing the best possible guidance to expats in Germany - particularly through reliable work behind the scenes. My focus is on accounting, administrative processes, invoices, contracts, and general back-office and sales support.

Our Values

What We Stand For

Cultural Fluency

We do not just speak your language - we understand your background, your obligations, and the dual pressures of building a life across two countries.

Education First

We take the time to explain clearly, not just advise. You will always understand the why behind every recommendation we make.

Long-Term Thinking

We focus on sustainable financial outcomes over the long term - not quick sales or short-term gains. Your future is our benchmark.

Partnership

Powered by Horbach

Horbach is one of Germany's most established financial advisory networks with over 40 years of proven excellence.

As an authorised partner, we can offer you access to an extensive universe of financial products — including solutions for insurance, pension, investment, and real estate. Our partnership means you benefit from the breadth of a major network while receiving the personal, culture-aware advice that only Fidans can provide.

40+

Years of excellence

7500+

Client consultations

40

Locations in Germany

Horbach partnership office

Our Story

Ready to Start Your Journey?

Book a free consultation and let us discuss how we can help you build the financial future you deserve.